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Health Care Retirement Home

Tips For Helping An Elderly Loved One Pay For Assisted Living

An Elderly Loved One Pay For Assisted Living

Evaluating the pricing system and possibilities for financing assisted living care might be challenging for grown children and their elderly loved ones. The monthly rates charged by each senior care facility differ slightly. Some companies combine all of their costs into a single monthly price. Rent, utilities, personal care, and meals are all covered by this fee. Hence choose the best old age home in Chennai according to your limited monthly expenses.

Other companies charge a base payment that covers the renting of an apartment or suite, utilities, meals, and activities, plus additional expenses for supporting care. Families may become perplexed as to how much one should anticipate to pay every month as a result of this method.

The alternatives for affording residential care are also puzzling. While the majority of the costs are covered by an older adult’s or their family’s private money, there are other options. Here are several options for grown children to consider, ranging from financial assistance for warriors and their spouses and children to bridge loans and lifetime settlement firms.

Assisted Living Financing Options

Benefits For Attendance And Aid

If the elderly individual is a soldier  or the living spouse of a soldier , they may be eligible for a special programme called Aid and Attendance. The reward is in excess of the military veterans monthly pension and is intended to assist in the payment of medical expenses. An individual soldier  who qualifies might receive up to Rs.1,48.296 per month , and a husband or wife could receive Rs.93,757. A married veteran could receive up to Rs. 1,75.795 per month. Therefore reach out elderly homes in Chennai to give your elderly one a comfortable life.

Insurance For Long-Term Care

Check the policy to verify if assisted living is covered in the long-term care insurance. Some families believe it should only be used to compensate for healthcare, which is incorrect. While this may be true for certain policies, others include coverage for home care, residential care, and care facilities. Examine your loved one’s policy or speak with the broker for more information.

Bridge Loans  For A Short Period Of Time

For many senior citizens, their home is their most valuable financial asset. They may require the profits from its sale to assist in the funding of this new chapter. Alternatively, they may just have to put it on hold for a capital account to mature before they may liquidate it. A short-term bank loan can aid in these instances. These loans allow senior citizens to borrow the money against their assets in order to pay for assisted living. This allows the senior citizen more freedom. There are companies who give these types of debt if the senior’s personal bank does not. Second Act funds bridging loans solely for the benefit of senior citizens.

Funding For Life Settlements

Insurance plans that are no longer needed by older persons are common. Their mortgage is paid off, and their children have left the nest. For many people, the cash from the policy would be better spent on an assisted living facility. A life settlement firm can help in this situation. These businesses purchase insurance plans from seniors for a cost that is higher than the paid – up value but lower than the face value. Seek advice from a reputable financial consultant or private legal attorney about which firm you should consider collaborating with. Visit the nearest senior citizen living in Chennai to select a wise assisted living for your senior one.

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Assisted Living

6 Signs It’s Time To Choose An Assisted Living

Assisted Living

It is never an easy decision to put a parent in an assisted living. However, people forget that it is actually in their best interest. An elder living alone is not a good option, especially when they need regular attention. Hence, there is nothing wrong with seeking the help of an old age home in Chennai. So, when is the right time to consider these options? Here are signs it’s time to choose an assisted living.

When is the right time to choose?

Even though the choice may be difficult, the timing of that choice is the one that poses the real challenge. This blog will highlight some red flags which ultimately speed up your decision-making.

1 – Problems with daily activities

The earliest sign to look out for is the elder’s inability to fulfill daily needs. If they cannot cook by themselves do the laundry by themselves, then it is best to get assisted living help. The caretakers in the senior living community would ensure that all their daily needs are met.

2 – Not taking medicines on time

It can be worrying if your loved ones skip the medicines. During times like these, someone has to follow them around and ensure they have had the medication. Sometimes, they might forget about the medicines. So, the person should reside at one of the best paid old age homes in Chennai. It will guarantee that they take the medicinal support necessary for their well-being.

3 – Declining health

A sick person would require utmost care. The level of attention would vary based on the severity of the illness. A parent may not receive full-time care from their children as they would already have their things to attend to. There is only so much that the children can do in this busy lifestyle. 

So, it is best to talk with a family doctor and choose assisted living. This might even make them feel better as they start receiving undivided attention. 

4 – Hygiene problems

Generally, seniors would have a hard time taking care of themselves. If you notice that your loved ones or parent lacks adequate personal hygiene, then it is a sign that they need help. Assisted living would provide all the services required to ensure elders’ hygiene at its best. 

5 – Mobility problems

Seniors with low mobility have increased chances of falling. So, if you think the elder would require assistance to move inside the house, then a senior living community is the suitable option. Suprabhath Retirement Community has caretakers and adequate transportation facilities to help seniors move from one place to another. 

6 – Loneliness

As hard as it can be to accept this, loneliness can be one of the reasons why elders must reside in a community. Rather than living alone inside their house, a lovable set of people is enough to give them peace. Therefore, they should be in the presence of a jovial company instead of spending their time in the house waiting for their loved ones to visit them.


Suprabhath is one of the best luxury retirement homes in Chennai. We are well-equipped with all the amenities required to provide seniors with the best independent life.

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Retirement Home

4 Factors To Consider While Choosing A Retirement Home

Factors To Consider While Choosing A Retirement Home

It might be a daunting task to find the best senior living community. Seniors make this choice to lead an independent life. But, there are multiple elements at play that make the decision tough. They would be looking for an affordable, comfortable, appealing, and safe community. So, this blog will highlight factors to consider while choosing the best retirement homes in Chennai. But before that, we must first understand what is a retirement community and what does it include?

Senior living community

Retirement communities may vary in size, amenities, and services. But for the most part, it allows seniors or retirees to live an independent life. The senior gets to enjoy his life as his daily needs are met. It helps them foster a sense of belongingness rather than leave a lonely life. The transition to retirement homes may be difficult. A senior would have to leave their house they spent most of the time. Yet, the benefits of independent life outweigh that of the former life.

What you should consider in a retirement home?

Even if there are a lot of variables, you can rely your decision on a few factors such as the following:

1-Services and Amenities 

This factor must be your top priority while choosing the best old age home in Chennai. You should be aware of all the amenities they have on-site. The more amenities, the better and easy your stay in the community. For instance, Suprabhath Retirement Community provides 24/7 medical services, buggy services inside the campus, dining, library, elder-friendly gym, and much more. All these services will make your retirement life straightforward.

2-Health Care

Always prefer the best retirement community that is known for leading health care support. Unless a person is active, they may need constant medical support. Hence, enquire about the nature of medical services provided in the senior living community. In Suprabhath, the seniors get to consult a doctor every week. We also have nurses working round the clock to ensure the well-being of senior citizens.

3-Lifestyle of the community

Only if you feel the community is welcoming, can you lead a happy life. So, before making that deposit, get a feel of the senior living community. Understand their lifestyle. Know whether you’ll be a great fit in there. At Suprabhath, you will enjoy everything right from gardening activities in the morning to temple visits and special day celebrations. You will belong here and feel loved by others just like you.

4-Dining 

You must check out the food and dining option first. After all, you are trying to live an independent life. So, you don’t want to be cooking even then. Hence it is best to know about the food arrangements and its cost before you go. 

There’s nothing wrong with asking the current residents about the dining experience in that community. You need to ensure whether they have dedicated staff to prepare & serve food or it is more of a cafeteria where the food is mass-produced. 

Suprabhath Retirement Community is a paid home for aged in Chennai that will live up to your expectations of being a safe and happy community. Get in touch with us today to start your independent life.